IMPORTANT INFORMATION

Non Solicitation

The contents of this site have been prepared solely for information purposes. The distribution of the information contained on this website in certain countries may be restricted by law and, accordingly, persons who access it are required to inform themselves of and to comply with any such restrictions. The information on this website does not constitute an offer, or solicitation in any jurisdiction in which such an offer or solicitation is not authorised or to any person to whom it is unlawful to make such an offer or solicitation. Any opinions expressed on this site do not constitute investment advice and independent advice should be sought where appropriate. You acknowledge that your use of this website and requests for information are unsolicited.

The information contained in this website is not intended for those in any jurisdiction where Nedgroup is prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use that would be contrary to local law or regulation. None of the funds referred to in this site are available for sale or use in any jurisdiction where such activity is prohibited. This website should not be accessed by any person in the United States. Persons should consult their professional advisers or local regulator to satisfy themselves of local regulatory requirements.

Decisions based on the information contained on this website are the sole responsibility of the user, and you agree to hold Nedgroup harmless against any claims for damages arising from any decisions the user makes based on such information.

Cookie Policy

This Policy provides information about cookies and how they are used on this website.

We are committed to protecting your privacy during your visits to the website and we recognise it is our responsibility to hold your information securely and confidentially.

As with most websites, we use cookies to improve your experience on the website. Cookies are small files which are stored on a user’s computer and hold data relating to a specific website.

We do not link the information that we store in cookies to any information you submit, while on our website, that can personally identify you. If you opt not to allow these cookies, you may still use our website, but your ability to use some areas will be limited and your experience will be affected.

Most of our cookies are first-party cookies, and will they will either expire after each session (‘Session cookies’) or have an expiration date of a maximum of 1 year (‘Persistent cookies’), and will be removed when you close the tab or browser. If you delete all cookies relating to this website, you will have to reset your preferences, including those for cookies, and you will be treated as a first-time visitor the next time you visit the website.

We would like you to know which cookies we employ, why we use them, and give you the option to opt-out of us using them on your device. The different types of cookies that we use are:

Strictly necessary cookies
Strictly necessary cookies are needed for this website to function properly. They can only be disabled by changing your browser preferences (please note if disabled our website may not work or display correctly on your device).

.ASPXAUTH	This cookie is used to determine if a user is authenticated	Session
__RequestVerificationToken	This cookie stores an anti-forgery token to prevent a CSRF attack.	Session
afUserId	This cookie is used to be able to log into the secure My profile section of the site	Persistent
ARRAffinitySameSite	This cookie is used for server load balancing to improve the website performance	Session
ASP.NET_SessionId	This cookie is used to identify the users session on the server	Session
BIGipServer~partition_ngi~poolprd_ngi-secure-site-web_443	This cookie is used to handle application traffic	Session
cart	This cookie is used to store the products added to the shopping cart	Persistent
cc	This cookie is used to direct the user to the correct content	Persistent
fmrAnaformName	This cookie is used to be able to log into the secure My profile section of the site	Session
fmrAnaformNameOri	This cookie is used to be able to log into the secure My profile section of the site	Session
fmrAnaformStart	This cookie is used to be able to log into the secure My profile section of the site	Session
formApplicationStepTracker		Session
functional-consent	This cookie stores your choice of consent	Persistent
hasAcceptedDisclaimers	This cookie is used to track acceptance of legal disclaimers so that you only accept the disclaimers once per session	Session
JSESSIONID	This is a cookie which is used for session tracking	Session
regionLocation	This cookie is used to direct the user to the correct content	Persistent
region	This cookie is used to direct the user to the correct content	Persistent
regionLocationUrl	This cookie is used to direct the user to the correct content	Persistent
sat_track	This cookie is used to disable or enable Google and Adobe analytics	Persistent
TS01*	This cookie is used for security reasons	Session
TS01*	This cookie is used for security reasons	Session
SSCK		Session

Statistics cookies
These cookies allow us to count and analyse the number of visitors to the website, and to examine how the website is being used. This helps us improve the way that the website works, enhance the user experience, and ensure that visitors find what they are looking for, easily. All the data we use is anonymised.

We use four systems to optimize our website Adobe, Dynatrace, and Google Analytics and Qualtrics.

Adobe is used to enhance the user experience.
The following cookies are used by the Adobe system: AMCV_*, AMCVS_*, s_cc
Dynatrace is used to improve the performance of the website.
The following cookies are used by the Dynatrace system: dtCookie, dtLatC, dtPC, dtSa, rxVisitor, rxvt
Google analytics are used for search engine optimisation.
The following cookies are used by the Google analytics system: _ga, _gat_UA_*, _gid
Qualtrics is used to gather user feedback an optimize the user journey
Cookies used by Qualtrics are marked with the domain .qualtrics.com

For more information please visit the following websites:
Adobe
Dynatrace
Google analytics

Preferences cookies
These cookies allow the website to remember choices that you make to give you a more personalised experience. Enabling these cookies will give you the best user experience.

hideChooser	This cookie is used to remember to hide the geolocation bar that shows on the top of the page	Persistent
nonNunc	This cookie is used to remember the choice to hide the browser detection notification	Session
rvfunds0	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent
rvfunds1	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent
rvfunds2	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent

Marketing cookies
This website does not use marketing cookies.

Privacy Policy

This privacy policy tells you about the information we collect from you when you use our website (www.nedgroupinvestments.com).

The website is shared by Nedgroup Investments Proprietary Limited and Nedgroup Investments (IOM) Limited (collectively “Nedgroup Investments”) and is administered from South Africa by Nedgroup Investments Proprietary Limited.

Nedgroup Investments Proprietary Limited are considered to be the data controller of information generated by the website except in the instances where you register and use Nedgroup Investments (IOM) Limited’s secure portal or submit enquiries to them via the website. In these cases only, Nedgroup Investments (IOM) Limited will be the controller of your data.

This policy provides you with information about why and how we use your data, and about the rights you have over your data.

If you have any questions about this policy or do not agree with it, please contact us before using the website.

By using any part of the website or providing personal information to Nedgroup Investments you acknowledge the processing of your personal information as set out in this policy.

General principles
Nedgroup Investments is committed to keeping your information private. By 'your information' we mean any information about you that you or third parties provide to us. This policy relates to the privacy of your information at the website.

When you use our website
When you use our website a number of cookies are used by us to allow the website to function, to collect useful information about visitors and to help to make your user experience better.

Some of the cookies we use are strictly necessary for our website to function, and we don’t ask for your consent to place these on your computer.
However, for those cookies that are useful but not strictly necessary we will always ask for your consent before placing them.

For more information about our use of cookies, please see our cookie policy.

In general, you can use the website without giving us any information. Any domain name information that we collect is not used to personally identify you but is instead aggregated to measure the number of visits, average time spent on the website and pages viewed. We use this information to measure the use of our website and to improve its contents.

When you submit an enquiry via our website
When you submit an enquiry via the ‘Contact Us’ sections of our website, you supply us with your name, your email address and the detail of your enquiry.

We use this information to respond to your query, which includes providing you with any requested information about our products. We may also email you several times after your enquiry in order to follow up on your interest and ensure that we have answered it to your satisfaction.

Your enquiry is processed via your chosen office being the Isle of Man (International), Cape Town, Durban or Johannesburg and they will be retained in the same location.

We do not use the information you provide to make any automated decisions.

When you subscribe to our newsletter
Where you have subscribed to our newsletter for quarterly updates on the investment industry, we will use this information only for the intended purpose. We will not use it for additional marketing purposes, nor will we share it with any other third parties.

You may unsubscribe from this newsletter at any point online or by contacting our Cape Town office who are responsible for its administration.

When registering and using the secure websites
When you register to use our online secure site investment services (South Africa – https://www-nedgroupinvestments.nedsecure.co.za or International - https://ngi.nedsecure-int.com) we will ask you to provide standard identification information about yourself for security, identification and verification purposes.

When completing our online forms
When completing any online forms, we will tell you how your information will be used in relation to the product or service you’re applying for, within the form and in any associated terms and conditions.

Where you provide information about others (for example, for joint accounts or if you are ‘recommending a friend’) you must ensure that you have their authorisation or are otherwise entitled to provide this information to us.

Security
We will ensure we have appropriate physical and technological security measures to protect your information regardless of where it is held.

We will ensure that when we outsource any processes, the supplier has appropriate security measures in place and will contractually require them to comply with these privacy principles.

We will ensure that suitable safeguards are in place before personal information is transferred to other countries.

Retention
We will only retain your information for as long as we need it, given the purpose for which it was collected, or as required by law and any other statutory obligations, including anti-money laundering, counter-terrorism, tax legislation. Your information may be retained for a maximum of 6 years from the end of our relationship; however some of it will be retained for less than this. We will take all reasonable steps to destroy or erase the data from its systems when it is no longer required.

Your right to complain
If you have a complaint about our use of your information, we would prefer you to contact us directly in the first instance so that we can address your complaint.

Updates to this privacy policy
We regularly review and, if appropriate, update this privacy policy from time to time, and as our services and use of personal data evolves. If we want to make use of your personal data in a way that we haven’t previously identified, we will contact you to provide information about this and, if necessary, to ask for your consent.

User Agreement Non-qualified Investor

Nedgroup Investment Funds PLC

The state of the origin of the Fund is Ireland. In Switzerland, the Representative is Acolin Fund Services AG, Maintower, Thurgauerstrasse 36/38, CH-8050 Zürich, whilst the Paying agent is Banque Heritage SA, route de Chêne 61, 1211 Geneva 6, Switzerland. The Basic documents of the Fund such as the prospectus, the key information document (PRIIDS KID), the constitution as well as the semi-annual and annual reports may be obtained free of charge at the office of the Swiss Representative. The current website is intended for information purposes only and shall not to be used as an offer to buy and/or sell shares. The performance shown does not take account of any commissions and costs charged when subscribing to and redeeming shares. Past performance may not be a reliable guide to future performance.

Cookie Policy

This Policy provides information about cookies and how they are used on this website.

We are committed to protecting your privacy during your visits to the website and we recognise it is our responsibility to hold your information securely and confidentially.

As with most websites, we use cookies to improve your experience on the website. Cookies are small files which are stored on a user’s computer and hold data relating to a specific website.

We do not link the information that we store in cookies to any information you submit, while on our website, that can personally identify you. If you opt not to allow these cookies, you may still use our website, but your ability to use some areas will be limited and your experience will be affected.

Most of our cookies are first-party cookies, and will they will either expire after each session (‘Session cookies’) or have an expiration date of a maximum of 1 year (‘Persistent cookies’), and will be removed when you close the tab or browser. If you delete all cookies relating to this website, you will have to reset your preferences, including those for cookies, and you will be treated as a first-time visitor the next time you visit the website.

We would like you to know which cookies we employ, why we use them, and give you the option to opt-out of us using them on your device. The different types of cookies that we use are:

Strictly necessary cookies
Strictly necessary cookies are needed for this website to function properly. They can only be disabled by changing your browser preferences (please note if disabled our website may not work or display correctly on your device).

.ASPXAUTH	This cookie is used to determine if a user is authenticated	Session
__RequestVerificationToken	This cookie stores an anti-forgery token to prevent a CSRF attack.	Session
afUserId	This cookie is used to be able to log into the secure My profile section of the site	Persistent
ARRAffinitySameSite	This cookie is used for server load balancing to improve the website performance	Session
ASP.NET_SessionId	This cookie is used to identify the users session on the server	Session
BIGipServer~partition_ngi~poolprd_ngi-secure-site-web_443	This cookie is used to handle application traffic	Session
cart	This cookie is used to store the products added to the shopping cart	Persistent
cc	This cookie is used to direct the user to the correct content	Persistent
fmrAnaformName	This cookie is used to be able to log into the secure My profile section of the site	Session
fmrAnaformNameOri	This cookie is used to be able to log into the secure My profile section of the site	Session
fmrAnaformStart	This cookie is used to be able to log into the secure My profile section of the site	Session
formApplicationStepTracker		Session
functional-consent	This cookie stores your choice of consent	Persistent
hasAcceptedDisclaimers	This cookie is used to track acceptance of legal disclaimers so that you only accept the disclaimers once per session	Session
JSESSIONID	This is a cookie which is used for session tracking	Session
regionLocation	This cookie is used to direct the user to the correct content	Persistent
region	This cookie is used to direct the user to the correct content	Persistent
regionLocationUrl	This cookie is used to direct the user to the correct content	Persistent
sat_track	This cookie is used to disable or enable Google and Adobe analytics	Persistent
TS01*	This cookie is used for security reasons	Session
TS01*	This cookie is used for security reasons	Session
SSCK		Session

Statistics cookies
These cookies allow us to count and analyse the number of visitors to the website, and to examine how the website is being used. This helps us improve the way that the website works, enhance the user experience, and ensure that visitors find what they are looking for, easily. All the data we use is anonymised.

We use four systems to optimize our website Adobe, Dynatrace, and Google Analytics and Qualtrics.

Adobe is used to enhance the user experience.
The following cookies are used by the Adobe system: AMCV_*, AMCVS_*, s_cc
Dynatrace is used to improve the performance of the website.
The following cookies are used by the Dynatrace system: dtCookie, dtLatC, dtPC, dtSa, rxVisitor, rxvt
Google analytics are used for search engine optimisation.
The following cookies are used by the Google analytics system: _ga, _gat_UA_*, _gid
Qualtrics is used to gather user feedback an optimize the user journey
Cookies used by Qualtrics are marked with the domain .qualtrics.com

For more information please visit the following websites:
Adobe
Dynatrace
Google analytics

Preferences cookies
These cookies allow the website to remember choices that you make to give you a more personalised experience. Enabling these cookies will give you the best user experience.

hideChooser	This cookie is used to remember to hide the geolocation bar that shows on the top of the page	Persistent
nonNunc	This cookie is used to remember the choice to hide the browser detection notification	Session
rvfunds0	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent
rvfunds1	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent
rvfunds2	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent

Marketing cookies
This website does not use marketing cookies.

Privacy Policy

This privacy policy tells you about the information we collect from you when you use our website (www.nedgroupinvestments.com).

The website is shared by Nedgroup Investments Proprietary Limited and Nedgroup Investments (IOM) Limited (collectively “Nedgroup Investments”) and is administered from South Africa by Nedgroup Investments Proprietary Limited.

Nedgroup Investments Proprietary Limited are considered to be the data controller of information generated by the website except in the instances where you register and use Nedgroup Investments (IOM) Limited’s secure portal or submit enquiries to them via the website. In these cases only, Nedgroup Investments (IOM) Limited will be the controller of your data.

This policy provides you with information about why and how we use your data, and about the rights you have over your data.

If you have any questions about this policy or do not agree with it, please contact us before using the website.

By using any part of the website or providing personal information to Nedgroup Investments you acknowledge the processing of your personal information as set out in this policy.

General principles
Nedgroup Investments is committed to keeping your information private. By 'your information' we mean any information about you that you or third parties provide to us. This policy relates to the privacy of your information at the website.

When you use our website
When you use our website a number of cookies are used by us to allow the website to function, to collect useful information about visitors and to help to make your user experience better.

Some of the cookies we use are strictly necessary for our website to function, and we don’t ask for your consent to place these on your computer.
However, for those cookies that are useful but not strictly necessary we will always ask for your consent before placing them.

For more information about our use of cookies, please see our cookie policy.

In general, you can use the website without giving us any information. Any domain name information that we collect is not used to personally identify you but is instead aggregated to measure the number of visits, average time spent on the website and pages viewed. We use this information to measure the use of our website and to improve its contents.

When you submit an enquiry via our website
When you submit an enquiry via the ‘Contact Us’ sections of our website, you supply us with your name, your email address and the detail of your enquiry.

We use this information to respond to your query, which includes providing you with any requested information about our products. We may also email you several times after your enquiry in order to follow up on your interest and ensure that we have answered it to your satisfaction.

Your enquiry is processed via your chosen office being the Isle of Man (International), Cape Town, Durban or Johannesburg and they will be retained in the same location.

We do not use the information you provide to make any automated decisions.

When you subscribe to our newsletter
Where you have subscribed to our newsletter for quarterly updates on the investment industry, we will use this information only for the intended purpose. We will not use it for additional marketing purposes, nor will we share it with any other third parties.

You may unsubscribe from this newsletter at any point online or by contacting our Cape Town office who are responsible for its administration.

When registering and using the secure websites
When you register to use our online secure site investment services (South Africa – https://www-nedgroupinvestments.nedsecure.co.za or International - https://ngi.nedsecure-int.com) we will ask you to provide standard identification information about yourself for security, identification and verification purposes.

When completing our online forms
When completing any online forms, we will tell you how your information will be used in relation to the product or service you’re applying for, within the form and in any associated terms and conditions.

Where you provide information about others (for example, for joint accounts or if you are ‘recommending a friend’) you must ensure that you have their authorisation or are otherwise entitled to provide this information to us.

Security
We will ensure we have appropriate physical and technological security measures to protect your information regardless of where it is held.

We will ensure that when we outsource any processes, the supplier has appropriate security measures in place and will contractually require them to comply with these privacy principles.

We will ensure that suitable safeguards are in place before personal information is transferred to other countries.

Retention
We will only retain your information for as long as we need it, given the purpose for which it was collected, or as required by law and any other statutory obligations, including anti-money laundering, counter-terrorism, tax legislation. Your information may be retained for a maximum of 6 years from the end of our relationship; however some of it will be retained for less than this. We will take all reasonable steps to destroy or erase the data from its systems when it is no longer required.

Your right to complain
If you have a complaint about our use of your information, we would prefer you to contact us directly in the first instance so that we can address your complaint.

Updates to this privacy policy
We regularly review and, if appropriate, update this privacy policy from time to time, and as our services and use of personal data evolves. If we want to make use of your personal data in a way that we haven’t previously identified, we will contact you to provide information about this and, if necessary, to ask for your consent.

IMPORTANT INFORMATION

Non Solicitation

The contents of this site have been prepared solely for information purposes. The distribution of the information contained on this website in certain countries may be restricted by law and, accordingly, persons who access it are required to inform themselves of and to comply with any such restrictions. The information on this website does not constitute an offer, or solicitation in any jurisdiction in which such an offer or solicitation is not authorised or to any person to whom it is unlawful to make such an offer or solicitation. Any opinions expressed on this site do not constitute investment advice and independent advice should be sought where appropriate. You acknowledge that your use of this website and requests for information are unsolicited.

The information contained in this website is not intended for those in any jurisdiction where Nedgroup is prohibited by any law of any jurisdiction from making the information on this site available to you and is not intended for any use that would be contrary to local law or regulation. None of the funds referred to in this site are available for sale or use in any jurisdiction where such activity is prohibited. This website should not be accessed by any person in the United States. Persons should consult their professional advisers or local regulator to satisfy themselves of local regulatory requirements.

Decisions based on the information contained on this website are the sole responsibility of the user, and you agree to hold Nedgroup harmless against any claims for damages arising from any decisions the user makes based on such information.

Cookie Policy

This Policy provides information about cookies and how they are used on this website.

We are committed to protecting your privacy during your visits to the website and we recognise it is our responsibility to hold your information securely and confidentially.

As with most websites, we use cookies to improve your experience on the website. Cookies are small files which are stored on a user’s computer and hold data relating to a specific website.

We do not link the information that we store in cookies to any information you submit, while on our website, that can personally identify you. If you opt not to allow these cookies, you may still use our website, but your ability to use some areas will be limited and your experience will be affected.

Most of our cookies are first-party cookies, and will they will either expire after each session (‘Session cookies’) or have an expiration date of a maximum of 1 year (‘Persistent cookies’), and will be removed when you close the tab or browser. If you delete all cookies relating to this website, you will have to reset your preferences, including those for cookies, and you will be treated as a first-time visitor the next time you visit the website.

We would like you to know which cookies we employ, why we use them, and give you the option to opt-out of us using them on your device. The different types of cookies that we use are:

Strictly necessary cookies
Strictly necessary cookies are needed for this website to function properly. They can only be disabled by changing your browser preferences (please note if disabled our website may not work or display correctly on your device).

.ASPXAUTH	This cookie is used to determine if a user is authenticated	Session
__RequestVerificationToken	This cookie stores an anti-forgery token to prevent a CSRF attack.	Session
afUserId	This cookie is used to be able to log into the secure My profile section of the site	Persistent
ARRAffinitySameSite	This cookie is used for server load balancing to improve the website performance	Session
ASP.NET_SessionId	This cookie is used to identify the users session on the server	Session
BIGipServer~partition_ngi~poolprd_ngi-secure-site-web_443	This cookie is used to handle application traffic	Session
cart	This cookie is used to store the products added to the shopping cart	Persistent
cc	This cookie is used to direct the user to the correct content	Persistent
fmrAnaformName	This cookie is used to be able to log into the secure My profile section of the site	Session
fmrAnaformNameOri	This cookie is used to be able to log into the secure My profile section of the site	Session
fmrAnaformStart	This cookie is used to be able to log into the secure My profile section of the site	Session
formApplicationStepTracker		Session
functional-consent	This cookie stores your choice of consent	Persistent
hasAcceptedDisclaimers	This cookie is used to track acceptance of legal disclaimers so that you only accept the disclaimers once per session	Session
JSESSIONID	This is a cookie which is used for session tracking	Session
regionLocation	This cookie is used to direct the user to the correct content	Persistent
region	This cookie is used to direct the user to the correct content	Persistent
regionLocationUrl	This cookie is used to direct the user to the correct content	Persistent
sat_track	This cookie is used to disable or enable Google and Adobe analytics	Persistent
TS01*	This cookie is used for security reasons	Session
TS01*	This cookie is used for security reasons	Session
SSCK		Session

Statistics cookies
These cookies allow us to count and analyse the number of visitors to the website, and to examine how the website is being used. This helps us improve the way that the website works, enhance the user experience, and ensure that visitors find what they are looking for, easily. All the data we use is anonymised.

We use four systems to optimize our website Adobe, Dynatrace, and Google Analytics and Qualtrics.

Adobe is used to enhance the user experience.
The following cookies are used by the Adobe system: AMCV_*, AMCVS_*, s_cc
Dynatrace is used to improve the performance of the website.
The following cookies are used by the Dynatrace system: dtCookie, dtLatC, dtPC, dtSa, rxVisitor, rxvt
Google analytics are used for search engine optimisation.
The following cookies are used by the Google analytics system: _ga, _gat_UA_*, _gid
Qualtrics is used to gather user feedback an optimize the user journey
Cookies used by Qualtrics are marked with the domain .qualtrics.com

For more information please visit the following websites:
Adobe
Dynatrace
Google analytics

Preferences cookies
These cookies allow the website to remember choices that you make to give you a more personalised experience. Enabling these cookies will give you the best user experience.

hideChooser	This cookie is used to remember to hide the geolocation bar that shows on the top of the page	Persistent
nonNunc	This cookie is used to remember the choice to hide the browser detection notification	Session
rvfunds0	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent
rvfunds1	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent
rvfunds2	This cookie is used to remember the most recent visited tab on the Financial Planner landing page	Persistent

Marketing cookies
This website does not use marketing cookies.

Privacy Policy

This privacy policy tells you about the information we collect from you when you use our website (www.nedgroupinvestments.com).

The website is shared by Nedgroup Investments Proprietary Limited and Nedgroup Investments (IOM) Limited (collectively “Nedgroup Investments”) and is administered from South Africa by Nedgroup Investments Proprietary Limited.

Nedgroup Investments Proprietary Limited are considered to be the data controller of information generated by the website except in the instances where you register and use Nedgroup Investments (IOM) Limited’s secure portal or submit enquiries to them via the website. In these cases only, Nedgroup Investments (IOM) Limited will be the controller of your data.

This policy provides you with information about why and how we use your data, and about the rights you have over your data.

If you have any questions about this policy or do not agree with it, please contact us before using the website.

By using any part of the website or providing personal information to Nedgroup Investments you acknowledge the processing of your personal information as set out in this policy.

General principles
Nedgroup Investments is committed to keeping your information private. By 'your information' we mean any information about you that you or third parties provide to us. This policy relates to the privacy of your information at the website.

When you use our website
When you use our website a number of cookies are used by us to allow the website to function, to collect useful information about visitors and to help to make your user experience better.

Some of the cookies we use are strictly necessary for our website to function, and we don’t ask for your consent to place these on your computer.
However, for those cookies that are useful but not strictly necessary we will always ask for your consent before placing them.

For more information about our use of cookies, please see our cookie policy.

In general, you can use the website without giving us any information. Any domain name information that we collect is not used to personally identify you but is instead aggregated to measure the number of visits, average time spent on the website and pages viewed. We use this information to measure the use of our website and to improve its contents.

When you submit an enquiry via our website
When you submit an enquiry via the ‘Contact Us’ sections of our website, you supply us with your name, your email address and the detail of your enquiry.

We use this information to respond to your query, which includes providing you with any requested information about our products. We may also email you several times after your enquiry in order to follow up on your interest and ensure that we have answered it to your satisfaction.

Your enquiry is processed via your chosen office being the Isle of Man (International), Cape Town, Durban or Johannesburg and they will be retained in the same location.

We do not use the information you provide to make any automated decisions.

When you subscribe to our newsletter
Where you have subscribed to our newsletter for quarterly updates on the investment industry, we will use this information only for the intended purpose. We will not use it for additional marketing purposes, nor will we share it with any other third parties.

You may unsubscribe from this newsletter at any point online or by contacting our Cape Town office who are responsible for its administration.

When registering and using the secure websites
When you register to use our online secure site investment services (South Africa – https://www-nedgroupinvestments.nedsecure.co.za or International - https://ngi.nedsecure-int.com) we will ask you to provide standard identification information about yourself for security, identification and verification purposes.

When completing our online forms
When completing any online forms, we will tell you how your information will be used in relation to the product or service you’re applying for, within the form and in any associated terms and conditions.

Where you provide information about others (for example, for joint accounts or if you are ‘recommending a friend’) you must ensure that you have their authorisation or are otherwise entitled to provide this information to us.

Security
We will ensure we have appropriate physical and technological security measures to protect your information regardless of where it is held.

We will ensure that when we outsource any processes, the supplier has appropriate security measures in place and will contractually require them to comply with these privacy principles.

We will ensure that suitable safeguards are in place before personal information is transferred to other countries.

Retention
We will only retain your information for as long as we need it, given the purpose for which it was collected, or as required by law and any other statutory obligations, including anti-money laundering, counter-terrorism, tax legislation. Your information may be retained for a maximum of 6 years from the end of our relationship; however some of it will be retained for less than this. We will take all reasonable steps to destroy or erase the data from its systems when it is no longer required.

Your right to complain
If you have a complaint about our use of your information, we would prefer you to contact us directly in the first instance so that we can address your complaint.

Updates to this privacy policy
We regularly review and, if appropriate, update this privacy policy from time to time, and as our services and use of personal data evolves. If we want to make use of your personal data in a way that we haven’t previously identified, we will contact you to provide information about this and, if necessary, to ask for your consent.

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