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Retirement Products

Take the step to a stronger retirement when you invest in or transfer your existing retirement savings of R100 000 or more to a Nedgroup Investments retirement product. We offer a range of pre- and post-retirement products. If you are considering transferring your existing retirement savings to us, please click on the link below, leave your contact details and we’ll call you back to take you through the process and show you a personalised projection of just how much the long-term impact and consistent growth is worth it.

Invest for retirement I want to transfer, call me back

Explore all our retirement products

Retirement Annuities

Retirement annuities are voluntary or discretionary products for employed investors who are looking for a disciplined, long-term savings plan to supplement their existing retirement savings, or self-employed investors or small business owners who are not part of a formal pension fund but still want to build towards a secure retirement.

Explore all our retirement products

Pension and Provident Preservation Funds

Pension and Provident Preservation Funds are products suitable for employed investors who have existing retirement contributions with previous employers and want to continue saving with a trusted, long-term investment partner like Nedgroup Investments.

Explore all our retirement products

Retirement Annuities

Retirement annuities are voluntary or discretionary products for employed investors who are looking for a disciplined, long-term savings plan to supplement their existing retirement savings, or self-employed investors or small business owners who are not part of a formal pension fund but still want to build towards a secure retirement.

Explore all our retirement products

Pension and Provident Preservation Funds

Pension and Provident Preservation Funds are products suitable for employed investors who have existing retirement contributions with previous employers and want to continue saving with a trusted, long-term investment partner like Nedgroup Investments.

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Explore all our retirement products

Transferring your retirement savings and consolidating them all in one place doesn’t have to be overwhelming. At Nedgroup Investments, we manage the heavy lifting while you enjoy low and transparent fees, consistent investment performance, and personalised support every step of the way. Explore all our retirement options, we have something for every kind of investor.

Retirement Annuities

Pension and Provident Preservation Funds

Retirement Annuities

Pension and Provident Preservation Funds

Golden Goals: Your age-specific guide to retirement success

Start early, invest smart, and let time do the heavy lifting. Your 20s are the launchpad for long-term success.

Learn more

It’s time to check your progress and adjust your strategy. Are you on track?

Find out how

Retirement is on the horizon. Learn how to optimise your plan and consider delaying if needed.

Read more

Retirement Reimagined Podcasts

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Tax-free investing after 50 - Why it's not too late

In this episode, Seugnet de Villiers and Trevor Garvin explore how South Africans over 50 can still unlock meaningful growth and flexibility through a Tax-Free Investment (TFI) account. Using a real-life case study, they illustrate how even late starters can benefit from compounding, asset allocation freedom, and tax-free returns — all while supplementing traditional retirement savings. Whether you're approaching retirement or advising someone who is, this episode offers practical insights to help make your retirement more resilient, rewarding, and tax efficient.

1 October 2025
|
6
min listen

Tax-free investing after 50 - Why it's not too late

1 October 2025
|
6
min listen
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Drawing down, powering up: The case for equities in retirement

In episode 2 of this podcast series, hosts Trevor Garvin and Seugnet de Villiers tackle the multifaceted world of retirement planning and explore why maintaining equity exposure is vital even after retirement. Discover how growth assets can safeguard savings against inflation and extend their longevity, despite market volatility. With real-life examples, such as John’s journey from retirement at 60 with R3 million, Trevor and Seugnet highlight the importance of patience and long-term investment fundamentals. Tune in and transform your retirement experience.

14 July 2025
|
5
min listen

Drawing down, powering up: The case for equities in retirement

14 July 2025
|
5
min listen
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Is playing it safe the riskiest move?

Join Trevor Garvin, Head of Multi-Management, and Seugnet de Villiers, Multi-Management Fund Manager, in this first episode of the Retirement Reimagined podcast series. In this episode, they explore a question that may seem counterintuitive: Is playing it safe actually the riskiest move when saving for retirement? Listen as they dissect the long-term performance of South African equities, the impact of market volatility, and the crucial role of equity exposure in retirement planning. Learn about the significant shifts in investor behaviour over the past decade and why staying invested in high equity funds might be more beneficial in the long run. Don't miss this insightful discussion that challenges conventional wisdom on retirement saving strategies.

14 July 2025
|
5
min listen

Is playing it safe the riskiest move?

14 July 2025
|
5
min listen
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Staying the course

Trevor and Seugnet come together again to discuss why maintaining equity exposure is crucial for financial security before and after retirement. Learn how to stay focused on long-term growth despite market volatility and understand the importance of outpacing inflation to preserve your purchasing power. With expert commentary and compelling statistics, this three-episode series is a must-listen for anyone looking to build a robust retirement strategy. Tune in and discover how to stay the course for a financially secure future.

14 July 2025
|
5
min listen

Staying the course

14 July 2025
|
5
min listen
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Global Quarterly Roundup | Q3 2025 | Global Property Fund

Watch as Anil Jugmohan, Senior Investment Analyst, and Robert Promisel, portfolio manager of the Nedgroup Investments Global Property Fund, unpack the fund’s performance in Q3 2025. Discover key insights, market trends, and strategic decisions that shaped the fund’s outcomes this quarter.

28 October 2025
|
10m
min watch

Global Quarterly Roundup | Q3 2025 | Global Property Fund

28 October 2025
|
10m
min watch
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Global Quarterly Roundup | Q3 2025 | Global Emerging Markets Equity Fund

Watch as Anil Jugmohan, Senior Investment Analyst, and Brian Coffey, portfolio manager of the Nedgroup Investments Global Emerging Markets Equity Fund, unpack the fund’s performance in Q3 2025. Discover key insights, market trends, and strategic decisions that shaped the fund’s outcomes this quarter.

28 October 2025
|
10m
min watch

Global Quarterly Roundup | Q3 2025 | Global Emerging Markets Equity Fund

28 October 2025
|
10m
min watch
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Global Quarterly Roundup | Q3 2025 | Global Flexible Fund

Watch as Anil Jugmohan, Senior Investment Analyst, and Brian Selmo portfolio manager of the Nedgroup Investments Global Flexible Fund, unpack the fund’s performance in Q3 2025. Discover key insights, market trends, and strategic decisions that shaped the fund’s outcomes this quarter.

28 October 2025
|
10m
min watch

Global Quarterly Roundup | Q3 2025 | Global Flexible Fund

28 October 2025
|
10m
min watch
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Global Quarterly Roundup | Q3 2025 | Global Strategic Bond Fund

Watch as Anil Jugmohan, Senior Investment Analyst, and Alex Ralph, portfolio manager of the Nedgroup Investments Global Strategic Bond Fund, unpack the fund’s performance in Q3 2025. Discover key insights, market trends, and strategic decisions that shaped the fund’s outcomes this quarter.

28 October 2025
|
10m
min watch

Global Quarterly Roundup | Q3 2025 | Global Strategic Bond Fund

28 October 2025
|
10m
min watch

Understanding Global Bonds in 2025

David Roberts and Alex Ralph, co-portfolio managers of the Nedgroup Investments Global Strategic Bond Fund, discuss their optimistic outlook for global bonds in 2025. They reflect on 2024’s performance, portfolio strategy, and market risks while highlighting opportunities in government and corporate bonds amidst economic uncertainty.

19 February 2025
|
15m
min watch

Understanding Global Bonds in 2025

19 February 2025
|
15m
min watch
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Global Fixed Income Outlook: What are you avoiding

Hear from Alex Ralph and David Roberts, co-portfolio Managers of the Nedgroup Investments Global Strategic Bond Fund as they outline which areas of the market they are avoiding in 2025.

9 December 2024
|
2m
min watch

Global Fixed Income Outlook: What are you avoiding

9 December 2024
|
2m
min watch

Global Fixed-income Outlook: Where are you finding opportunities

Hear from Alex Ralph and David Roberts, co-portfolio Managers of the Nedgroup Investments Global Strategic Bond Fund as they outline where they see opportunities in 2025.

9 December 2024
|
2m
min watch

Global Fixed-income Outlook: Where are you finding opportunities

9 December 2024
|
2m
min watch

Global Fixed-Income Outlook 2025: What is your Outlook

Hear from Alex Ralph and David Roberts, co-portfolio Managers of the Nedgroup Investments Global Strategic Bond Fund as they outline what they expect from bond markets in 2025.

9 December 2024
|
2m
min watch

Global Fixed-Income Outlook 2025: What is your Outlook

9 December 2024
|
2m
min watch

Explore our funds

Low risk High risk

Flexible Income Fund

Low Risk

Fund Managers

Abax Investments, Abax Investments is an owner-managed company that focuses exclusively on investment management. Abax aims to construct diversified portfolios which have the ability to generate performance in a range of market conditions. They are characterised by a small and focused team of experienced investment professionals, with varied expertise in stock selection, fixed interest and asset allocation.Abax Investments was established in 2003 and manages the Nedgroup Investments Rainmaker, Entrepreneur, Opportunity and Flexible Income Funds.

R17.2bn

AUM

Investment objective

The fund aims to achieve 110% of the STeFI Call Index over time.

Aim to avoid capital loss over 6 month periods.

Suitable for investors seeking enhanced money market returns.

Active asset allocation between cash, bonds, property and other fixed interest asset classes.

Stable Fund

Low - Medium Risk

Fund Managers

Foord Asset Management, Foord is a privately owned, independent asset management company with offices in South Africa and Singapore. Their investment philosophy and associated process focuses on the preservation of capital and the understanding and management of risk. They have developed a track record of producing consistent, inflation-beating long-term returns using a combination of sound asset allocation and stock selection. Foord Asset Management was founded in 1981 and has one of the longest track records in South Africa. They have managed the Nedgroup Investments Value Fund since 2004 and the Nedgroup Investments Stable Fund since its inception in 2007.

R16.6bn

AUM

Investment objective

To achieve returns in line with SA inflation + 4% over rolling three year periods while protecting against capital losses over rolling one year periods. Returns are expected to be delivered through both income and capital growth.

Opportunity Fund

Medium Risk

Fund Managers

Abax Investments, Abax Investments is an owner-managed company that focuses exclusively on investment management. Abax aims to construct diversified portfolios which have the ability to generate performance in a range of market conditions. They are characterised by a small and focused team of experienced investment professionals, with varied expertise in stock selection, fixed interest and asset allocation.Abax Investments was established in 2003 and manages the Nedgroup Investments Rainmaker, Entrepreneur, Opportunity and Flexible Income Funds.

R10.3bn

AUM

Investment objective

The fund aims to achieve moderate levels of capital growth in excess of inflation over the medium to long term. A secondary objective is to protect capital over rolling two-year periods.

Balanced Fund

Medium Risk

Fund Managers

Truffle Asset Management, Truffle Asset Management is an owner managed business with a rigorous investment process based on bottom-up fundamental research, downside protection and risk management. Truffle Asset Management has a stable team of investment professionals with a vast depth of experience and an excellent long-term track record in managing balanced funds. Truffle Asset Management was established in 2008.

R14.0bn

AUM

Investment objective

A multi-asset fund with the main objective of achieving long term capital growth, while protecting against capital loss. Returns are expected to be delivered through capital growth and moderate levels of income distributions.

Core Accelerated Fund

Medium - High Risk

Fund Managers

Taquanta, null

R2.4bn

AUM

Investment objective

Suitable for investors seeking high (equity-like) capital growth.

Higher allocation to equities and listed property (around 90% of the fund) compared to a typical balanced portfolio.

Diversification across and within asset classes helps to reduce risk and volatility relative to a general equity portfolio.

Provides low cost exposure to a range of local and global asset classes.

Targets a return after fees of inflation plus 5% to 7% over rolling 7 year periods.

Core Diversified Fund

Medium Risk

Fund Managers

Taquanta, null

R30.6bn

AUM

Investment objective

Suitable for investors seeking moderate capital growth.

Diversification across and within asset classes helps to reduce risk and volatility relative to a general equity portfolio.

Provides low cost exposure to a range of local and global asset classes.

Targets a return after fees of inflation plus 4% to 6% over rolling 5 year periods.

Core Guarded Fund

Low - Medium Risk

Fund Managers

Taquanta, null

R13.7bn

AUM

Investment objective

Suitable for conservative investors seeking a reasonable level of capital protection.

Potential for capital growth through a low exposure to equity markets relative to the average prudential portfolio.

Provides low cost exposure to a range of local and global asset classes.

Targets a return after fees of inflation plus 2% to 4% over rolling 3 year periods.

Core Income Fund

Low Risk

Fund Managers

Taquanta, null

R66.3bn

AUM

Investment objective

The fund aims to maximise interest income above STeFI Composite and money market funds.

Protecting capital is a core focus.

Provide liquidity to investors by investing in low duration fixed income instruments.

The fund is suited to stable or "core" cash, that may be required with 24 hour notice.

The Two-Pot Retirement System

The Two-Pot Retirement System came into effect on 1 September 2024 and aims to address the low level of retirement savings in South Africa by introducing a new way of managing retirement fund contributions. The system allows for some flexibility in accessing a part of the savings in case of financial emergencies, while ensuring that most of the savings are preserved for retirement.

Learn more

About us

Our History

We partner with independent managers in each fund category to offer a range of expertly managed funds across all asset classes. Click here to learn more about us.

Our Awards

We have received consistent industry recognition over the years as one of South Africa’s top asset managers. Click here to read more about our awards over the years.
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